Business Checking

The Business Way

Whether you run a small side business to earn some extra money or own a large operation with multiple employees, Citizens Bank has an account to help meet your business’ financial needs. With unlimited check writing and debit card use, you will always have quick and easy access to your business funds.

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  • Minimum opening balance of $100.00
  • No minimum balance fee with $1,000.00 minimum daily balance
  • If daily balance falls below $1,000.00 on any day of the month, a $7.00 minimum balance fee and a $.20 fee per debit are applied
  • Debit Card
  • Statements with images available via US Mail or online
  • Availability of night depositories
  • Merchant check verification available
  • There is a $9.00 per item fee for returned checks, either charged back to or picked up by a merchant.
    **Money Service Businesses, Sweep Accounts, and Cash Intensive Businesses may be subject to an alternative service charge schedule.

 Account information is available 24 hours a day with CBOTS Action Line or Internet Banking.