1-877-99-CBOTS cbots@cbots.com

Personal Savings

Saving money for a special project, large purchase or for a rainy day? Do you want to start saving for your child’s future or would you like to start teaching your kids how to save now? Citizens Bank of the South offers savings accounts which can help you achieve any of these goals. Savings accounts allow you to put a little money away now to save for the future, while earning extra income on your deposits. The following savings accounts are available to individuals within Washington, Bulloch, Baldwin and contiguous counties:

  • The Educators Way
  • The Savings Way
  • The Junior Way

Call one of our convenient locations for rates on our savings accounts. Customers can receive information regarding their accounts 24 hours a day with SMS Text or Internet Banking.


The Educators Way

Citizens Bank of the South now offers a special savings plan for all local educators* with The Educators Way account.

*Available to all employees of an educational system.
*CBOTS Checking account with direct deposit required.

The Savings Way


The Junior Way

Available to youth under the age of 18