Do you want quick and convenient access to your money, while keeping it safe? Citizens Bank of the South allows you to do just that with its variety of checking account products. You can access your funds easily through personal checks, debit card, ATM and internet banking.
The following checking accounts are available to individuals within Washington, Bulloch, Baldwin and contiguous counties. One is sure to meet your needs.
The Personal Way
No minimum balance fee with daily balance of $500.00
There is a monthly flat fee for this account of $7.00, with no balance requirements
– Although there is no minimum balance requirement, the monthly flat fee will be disclosed as a “minimum balance fee” on your account statement
Statements with images available via US Mail or online
Debit Card
There is a $12.00 per item fee for returned checks, either charged back to or picked up by customer.
The Senior Way
No monthly fees and no daily minimum balance requirements for our “golden” customers
No minimum balance fee with $1000.00 minimum daily balance
If the daily balance falls below $1000.00 on any day of the month, a $7.00 minimum balance fee and a $.20 fee per debit are applied
Daily balances $2500.00 and greater will earn interest at a slightly higher rate
Debit Card
Statements with images available via US Mail or online
Interest earned beginning on the business day of deposit
Interest compounded and credited monthly
There is a $12.00 per item fee for returned checks, either charged back to or picked up by customer.
*Bank may change interest rate at any time at its discretion
All checking products offered by Citizens Bank have unlimited check writing and debit card use. Also, customers can receive information regarding their accounts 24 hours a day with CBOTS Action Line or Internet Banking.
