1-877-99-CBOTS cbots@cbots.com

Community Reinvestment Act

Citizens Bank of the South is committed to supporting the communities we serve. In accordance with the Community Reinvestment Act (CRA), Citizens Bank of the South is pleased to provide CRA information for public inspection.

In compliance with CRA requirements, the following information included must be maintained in the public file, current as of April 1 of each year:

CRA Disclosure Statement

Assessment Area

2021 CRA Performance Evaluation

Loan to Deposit Ratio

Written Comments

Branch and ATM Locations
– Maps with Census Demographic Information

Opened or Closed Branches within the last two years, if applicable:
Citizens Bank of the South did close one branch location within the last two years.

List of Products, Services, and Fees
– Personal Banking
– Business Banking
– Loans 
– Schedule of Fees